How To Buy Bitcoins Instantly Using Debit/Credit Card

Bitcoin continues to break its records by rising faster than anybody had ever dreamt of. This week on November 29, Bitcoin’s value touched an all-time high of $11,395 per BTC across global exchanges. Now everybody is aware of its presence and its impact on world’s economy. Few people have already started investing and trading in it and most of the others are finding the best platform to purchase bitcoins. Where many  Multinational brands have already started accepting bitcoins like  USD, EUR most of the other brands are planning to start accepting Bitcoins in near future. For that purpose, we need a platform where can buy bitcoins instantly and very easily.

So, the first question which comes to our mind is How do we exchange currencies like Euro, USD, etc into bitcoins, etherium, etc and you also want that to be instant, I mean who wants to wait when you are doing daily purchases or trading in bitcoins. Right here you will see 5 best websites where you can buy/sell cryptocurrencies through fiat currencies. From these 5 platforms at least one will be perfect for you. First, let me show you the in a list and afterwards, I will explain them in a little detail.

  2. CEX.IO



Coinmama buy bitcoins instantly

Coinmama is very much famous for instant exchange of cryptocurrency. They have their origin in the British Virgin Islands and currently serving around 230 countries. People who want to buy Bitcoin, Etherium and other cryptos can readily buy them from Coinmama through e-wallets, credit/debit cards.

To check if they serve your country visit here.

Unlike some of the other exchanges, coinmama doesn’t have inbuilt bitcoin/etherium wallet. If you want to exchange you should have one.Under the bonus feature of coinmama, you can purchase bitcoins/etherium up to 150 USD/EUR via MasterCard/VISA credit/debit card with level 0 verification process which is quite simple, You just need to fill your some of your personal details and your address, ZIP code. If you want to increase the limit of buying then you need to do verification which might take up to 6 hours.

The customer service for Coinmama is very professional and quick during times.

However, these all facilities have a cost which you pay as the fees per transaction. Simplex, Coinmama’s credit/debit card processor, charges a 5% additional fee (with a minimum cap of 10 USD) on each transaction.


Overall, Coinmama is among the best website or platform which lets you buy bitcoins instantly by using debit/credit card or even through cash whatever method suits you.This is also most reputed for its smoothness with a quick customer service, Very less struggle during the verification process. Best platform for those wants to buy Bitcoins/Etherium quickly and securely without any hurt to user privacy. 


You can buy Bitcoin/Etherium through coinmama by following these steps:

  1. Register for an account at Coinmama.
  2. Choose the amount of Bitcoin you want to buy and click on “Buy Now.”
  3. Choose your method of payment.
  4. To pay with credit/debit card, fill the payment form and follow the instructions. To pay with cash choose  Western Union as the method of payment and follow the instructions to complete the payment.
  5. Complete the payment and confirm your bitcoin wallet address by clicking the link in the confirmation email they will send you.
  6. Once they’ve received and verified your payment, they will immediately deliver the coins to your wallet!You’ll be able to track the status of your orders at all times under ‘My Account.’

Coinmama: Buy Bitcoins with Credit Card




CEX is another among best bitcoin exchanges and this one of my favourite. CEX supports multiple currencies and definitely a legit site to buy cryptos. You can easily add funds via credit/debit card (Visa/MasterCard), wire transfer (NEFT/IMPS). It takes 2-3 days to verify your credit/debit card but once it is done it allows you to buy Bitcoins instantly and along with BTC you can also buy Etherium using your card.

They charge a small fee if you buy using credit card where via bank transfer it is free of cost.

Payment methods

CEX.IO best bitcoin exchanges

Unlikely most of other exchanges, It also gives users a platform to do margin trading. High liquidity is also one of the reasons for people’s trust.

Credit card is the most popular medium to buy bitcoins instantly on and if we compare it with other exchanges you will know the reason.

CEX.IO buy bitcoins instantly

The only problem I see in is the extensive verification process on the basis of which you can further increase the limits of your account. There are four levels of accounts which are based on verification provided. Other than this CEX is a great option.

CEX.IO supports all countries unless noted below.

  • The following countries are restricted for credit card purchases: Nigeria, Vietnam, Afghanistan, Algeria, Bahrain, Iraq, Kuwait, Lebanon, Yemen, Iceland, Oman, Pakistan, Palestine, Qatar, Saudi Arabia, and Libya.
  • The following countries are restricted from buying with bank transfer: Afghanistan, Côte d’Ivoire, Eritrea, Ethiopia, Guinea-Bissau, Haiti, Tanzania,, Democratic Republic of the Congo, Kenya, Liberia, Libya, Guinea, São Tomé and Príncipe, Somalia, Sudan, Syria, Iran, Tunisia, Turkey, Vietnam, Iraq, Yemen, Zimbabwe.

Overall, is reliable cryptocurrency exchange with a beginner-friendly interface. Since they serve many countries which helps users from different countries to buy bitcoins instantly where there is no other source.

Register an account at CEX.IO




Coinbase buy bitcoins instantly

Presently, coinbase is the world’s most reputed cryptocurrency wallet + exchange. Coinbase is now used in 32+ countries to buy/sell cryptocurrencies over other cryptocurrency exchanges because it is really fast and also because of its simplicity and smoothness. It also lets you buy bitcoins instantly using credit/debit card. Here are few nice features of coinbase.

  • Instant purchase of up to $1000 worth of BTC per week for verified credit card holders.
  • Instant transfers between Coinbase users.
  • Well-designed and beginner friendly user experience.
  • Insured Bitcoin deposits.
  • A debit card linked to your Coinbase balance.
  • Online and mobile wallet services, with multi-signature security option to prevent unauthorized movement of funds.

But the only problem which I face with using coinbase for buying/selling bitcoin is a relatively high fees transaction fees of approximately 3.99% in most of the countries but it has a reason and a solution.

If you want to avoid coinbase fees you can use GDAX which is a part of coinbase but the only problem with GDAX is its interface is a little difficult for a beginner that is why coinbase have high fees since they make it simple for beginners.

To start with GDAX you first need to sign up on coinbase with the link given below you will also get free $10 if you register from the link below. Then you can go to GDAX and start with it.

To get $10 free on coinbase sign up with this link : sign up  on coinbase


changelly buy bitcoin instantly

The interface is super smooth and beginner friendly. Changelly also let you buy bitcoin instantly through credit /debit card but it has relatively high cost than other above platforms. But when we want to buy/sell bitcoins instantly we should consider every option for now and then we can decide the best option for us. Changelly also lets you buy 80+ cryptocurrencies if you want to try altcoins like ether, monaco. You can easily convert your bitcoins into other cryptocurrencies very easily.


Some of the cool features of changelly are:

  • Exchange Bitcoin into any other supported cryptocurrency.
  • Exchange fees are only 0.5%.
  • Supports USD Tether (USDT).
  • Buy Bitcoins instantly using a credit/debit card.
  •  you can track your past exchanges

Well, in the account history feature you can also see the past exchanges from your account which is pretty good.

In April 2017, Changelly reached the 1,000,000 users landmark.This shows how much popularity changelly has achieved in such a short time.

  1. Each account protected with 2-factor authentication.
  2. More than 500,000 satisfied users, including such well-known members of the crypto community as Charlie Shrem.
  3. Over 3mln users attending this site in a month.

You can read more about changelly on our blog: link here




BitPanda buy bitcoins instantly


BitPanda formerly known as coinimal is Austria based Bitcoin broker that earned a specialization in buying and selling Bitcoins in whole Europe.It has become most popular means of buying and selling bitcoins in Eurozone.

If you are living in Europe you can buy bitcoins instantly and pretty easily with the help of BitPanda. BitPanda offers a wide range of payment methods and also at very good prices. The prices vary with the payment methods and they have tons of payment methods. Few are listed below:

  • Visa/MasterCard Debit or Credit Card
  • Skrill
  • SEPA Transfer
  • OBT
  • SOFORT Transfer

The payment option you choose would determine how much fees you pay for the order. Credit card or SOFORT transfer have an additional fee of nearly ~2%(relatively low).

On the basis of levels of verifications your limit of buying varies. Like for level 0 verification, you only give your phone number and you can buy 50 Euros worth of Bitcoins up to total of 600 Euros.

Most of the BitPanda’s payment methods are instant.These payment methods include Credit/Debit card, SOFORT Transfer, NETELLER, etc. SEPA Transfer takes a day for your Bitcoins to arrive to your wallet.

So, overall BitPanda is nice option to buy Bitcoins Instantly without any hassle but due to its unavailability in USA, other parts of world we can choose from the other options.


Well that was from my side, Hope you guys enjoyed reading this article and I will keep updating the exclusive list of sites that allows buying bitcoins instantly using credit/debit card. Now its your turn to recommend such sites those allows credit/debit cards for purchasing  Bitcoins.

Also check out : How to choose the best cryptocurrency wallet?

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